Fraud doesn't announce
itself — but patterns do
Financial fraud follows recognizable scripts. Knowing them in advance is the only reliable defence. Yertox has been building that knowledge with Canadians since 2016.
The tactics used against ordinary people
Fraud schemes targeting Canadians share common mechanics. Recognizing the structure of an attack is more useful than memorizing a list of scam names.
Callers pose as bank representatives, CRA agents, or law enforcement to extract account credentials or direct transfers.
Victims pay upfront fees to release a promised sum — inheritance, prize, or grant — that never materializes.
Unlicensed sellers offer "guaranteed" returns through unregistered products, often using social pressure and urgency.
Personal data harvested through phishing, data breaches, or physical theft is used to open credit accounts or redirect benefits.
Reference materials you can use immediately
Each resource below addresses a specific scenario — not general advice, but structured guides built around documented fraud cases in Canada.
Phishing Email Identification Checklist
A structured checklist covering header analysis, link inspection, and sender verification steps for common phishing attempts.
Reporting Fraud in Ontario — Step by Step
Contacts, timelines, and required documentation for reporting incidents to the Canadian Anti-Fraud Centre, FSRA, and local police.
Romance Scam Anatomy — Three Documented Cases
Detailed breakdowns of how three separate romance fraud schemes unfolded, including the psychological pressure points used at each stage.
Red Flags in Investment Offers
Fourteen specific warning indicators drawn from IIROC complaint data, formatted for quick reference before signing any investment document.
Financial Fraud Terminology — Plain Language
Definitions of 60 terms used in fraud reports, court documents, and regulatory filings — written without legal jargon.
Personal Fraud Exposure Assessment
A self-assessment worksheet that maps your current digital habits, financial accounts, and contact patterns against known fraud entry points.
Who delivers the instruction
Yertox instructors come from regulatory, law enforcement, and financial compliance backgrounds.
They are not generalists. Each instructor specializes in a specific category of financial crime — the same people who have reviewed real cases, worked with investigators, and written compliance procedures that are currently in use.
- Regulated financial industry experience, minimum 8 years
- Active involvement in fraud investigation or prevention programs
- Content reviewed against current CAFC and FSRA data annually
"Most victims describe the scheme as completely believable at the time. That's the point — we teach you to check the structure, not your gut feeling."
"A stolen SIN number can take months to surface. By then the damage is done. Early detection habits are the only practical defence."
"The scripts used in advance fee fraud have barely changed in 20 years. Knowing the script means you recognize the play before it finishes."