Terms of Use
Last Updated: February 17, 2024
Please read these Terms of Use carefully before accessing or using any part of this platform. By accessing or using the service, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree, you must not use the service.
1. Acceptance of Terms
These Terms of Use constitute a legally binding agreement between you and Yertox ("we," "us," or "our") governing your access to and use of the website located at yertox.com and all related services, content, and features (collectively, the "Service"). Your continued use of the Service following any updates to these terms constitutes acceptance of those changes.
2. Eligibility
You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use this Service. By using the Service, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into a binding agreement. If you are accessing the Service on behalf of an organization, you represent that you have the authority to bind that organization to these terms.
3. Account Registration
3.1 Account Creation
Certain features of the Service require you to register for an account. When registering, you agree to provide accurate, current, and complete information and to keep that information updated at all times.
3.2 Account Security
You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately at [email protected] if you suspect any unauthorized access to or use of your account. We are not liable for any loss or damage arising from your failure to protect your credentials.
3.3 Account Termination
We reserve the right to suspend or terminate your account at any time, with or without notice, if we reasonably believe you have violated these terms or engaged in conduct harmful to the Service, other users, or us.
4. Permitted Use
You agree to use the Service only for lawful purposes and in accordance with these terms. You must not:
- Use the Service in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any part of the Service or its related systems
- Transmit any unsolicited or unauthorized advertising or promotional material
- Introduce any malware, viruses, or other harmful code
- Harvest, scrape, or collect data from the Service without our express written consent
- Impersonate any person or entity, or misrepresent your affiliation with any person or entity
- Interfere with or disrupt the integrity or performance of the Service
- Use automated tools, bots, or scripts to access or interact with the Service
- Reproduce, duplicate, copy, sell, or resell any portion of the Service without our prior written authorization
5. Intellectual Property
5.1 Ownership
All content available through the Service, including but not limited to text, graphics, logos, audio, video, course materials, and software, is the exclusive property of Yertox or its licensors and is protected by applicable intellectual property laws. Nothing in these terms transfers any ownership rights to you.
5.2 Limited License
Subject to your compliance with these terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your personal, non-commercial educational purposes. This license does not permit you to modify, distribute, publicly display, or create derivative works from any Service content without our prior written consent.
5.3 User-Submitted Content
If you submit, post, or transmit any content through the Service, you grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, and display that content in connection with operating and improving the Service. You represent and warrant that you have all rights necessary to grant this license and that your content does not infringe any third-party rights.
6. Educational Content and Accuracy
The Service provides educational content related to financial fraud prevention for informational purposes only. This content does not constitute legal, financial, or professional advice. While we make reasonable efforts to ensure the accuracy and currency of our materials, we do not warrant that all content is complete, accurate, or up to date. You should seek independent professional advice before making decisions based on information obtained through the Service.
7. Fees and Payments
7.1 Pricing
Certain features or content may be offered on a paid basis. All applicable fees will be clearly disclosed before you commit to a purchase. Prices are listed in Canadian dollars unless otherwise stated.
7.2 Billing
By providing payment information, you authorize us to charge the applicable fees to your chosen payment method. You are responsible for ensuring your payment details are accurate and current.
7.3 Refunds
Refund eligibility is determined by the specific terms presented at the time of purchase. Unless otherwise stated, all fees are non-refundable once access to paid content has been granted.
8. Privacy
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these terms by reference. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy. For questions about data practices, contact us at [email protected].
9. Third-Party Links and Services
The Service may contain links to third-party websites or integrate third-party services. These links are provided for convenience only. We do not endorse, control, or assume any responsibility for the content, privacy practices, or terms of any third-party site or service. Your interactions with third parties are solely between you and those parties.
10. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, secure, or free of harmful components.
11. Limitation of Liability
To the maximum extent permitted by applicable law, Yertox and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Service, even if we have been advised of the possibility of such damages. Our total cumulative liability to you for any claims arising under these terms shall not exceed the greater of the amount you paid us in the twelve months preceding the claim or one hundred Canadian dollars (CAD $100).
12. Indemnification
You agree to indemnify, defend, and hold harmless Yertox and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, your violation of these terms, or your infringement of any third-party rights.
13. Modifications to the Service
We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Service.
14. Changes to These Terms
We may update these Terms of Use from time to time. When we do, we will revise the "Last Updated" date at the top of this page. Material changes will be communicated to registered users via email or a prominent notice on the Service. Your continued use of the Service after changes become effective constitutes your acceptance of the revised terms. If you do not agree to the updated terms, you must stop using the Service.
15. Governing Terms and Dispute Resolution
In the event of any dispute arising out of or relating to these terms or the Service, the parties agree to first attempt resolution through good-faith negotiation. If a dispute cannot be resolved informally within thirty (30) days, either party may pursue available legal remedies. These terms are intended to be interpreted in a manner consistent with general principles of fairness and commercial reasonableness.
16. Severability
If any provision of these terms is found to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
17. Entire Agreement
These Terms of Use, together with the Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and Yertox with respect to the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.
18. Contact Us
If you have any questions, concerns, or feedback regarding these Terms of Use, please contact us:
| [email protected] | |
| Phone | +1 800 811 1131 |
| Mailing Address | 266 Epworth Ave, London, ON N6A 2M3, Canada |
| Website | yertox.com |